Tuman Global Health Insurance is customizable international private medical insurance (IPMI) designed for expats and globally mobile individuals who are seeking healthcare coverage that travels with them. 

What is IPMI?

Your existing health insurance plan may not be valid in when you live or work outside your home country. That is where IPMI comes in. IPMI is a type of health insurance designed to offer coverage and medical services to individuals residing outside their home country. It provides access to a global network of healthcare providers, allowing policyholders to receive medical treatment and services both in their host country and abroad.

Whether you are an expat working or living abroad, someone who has retired to a different country, or any of the hundreds of millions of individuals living and working outside their home country, our global medical insurance plans provide you with the protection and services regular travel insurance cannot.

Tuman Global Health Insurance is backed by a Fitch-rated “A+” insurance carrier.

Design the plan that is right for you. Choose from:

  • 5 levels of coverage
  • 5 geographical areas
  • Available in USD, GBP, and Euro
  • Deductible / excess options: 500; 1,000; 3,000; or 5,000
  • Selection of benefits that can be added or deleted
  • See summary of benefits for full list of benefits and options

Fast, easy claims service when you need it:

  • 5 Day Claim Payment Turnaround Time
  • 24 X 7 Customer Service
  • Multi-lingual
  • Medical Evacuation Coordination

Easy-to-use mobile app makes it convenient to:

  • Submit a claim
  • See claim status
  • Submit a GOP request
  • Find a medical facility
  • View ID Card
  • Review EOB
  • Check reimbursement status
  • View Summary of Benefits