Disability insurance is sometimes referred to as Income Protection. This policy provides a continuous income stream arising from an accident or illness that prevents you from working.
Why do Expatriates need Disability Insurance?
The number one cause of disability for expatriates is accidents, particularly motor vehicle accidents. Expatriates are often on assignment in developing countries that lack the resources to properly build and maintain modern transportation infrastructure.
What are the benefits of a Disability Insurance Policy?
- Temporary total disability payments up to 10 years
- 60% of annual income or policy limit
- Permanent total disability lump payment option
- War & Terrorism coverage
- Options for up to age 65