Personal Accident Insurance can provide the financial protection you need in the event of an accidental injury were to occur. Employers realize their most important asset is their employees. Employers have a duty of care to protect their employees if something unfortunate or unforeseen were to happen. 

How does Personal Accident Insurance benefit your business?

The success of your business is based on your valuable employees. They are your brand representatives and the external face of your organization. Highly employee-centric organizations reap the vast benefits of having an engaged workforce. Providing Personal Accident Insurance as part of your organization's employee benefits package will significantly help retain and bring in top talent. 

How Does Personal Accident Insurance Work?

This policy responds to an injury resulting in either partial or permanent disability or dismemberment and even death. Accidents are the number one cause of death for employees working abroad. Often, benefits provided from a workers' compensation policy are insufficient to meet the needs of the disabled employee. A Personal Accident policy can be designed to assist in supplementing the loss of income for high-wage earners. Through Tuman Global Solutions’ extensive experience and worldwide carrier relationships, we can craft additional enhancements to your policy, including coverage for war and terrorism. 

What benefits can a Personal Accident Policy provide?

  • Temporary disability payments up to 60% of your salary
  • Lump-sum payment if you’re a permanently disabled
  • Payment due to the loss of a limb
  • Medical evacuation
  • Medical expenses
  • 24 X 7 coverage
  • War & Terrorism coverage 

Why should you choose Tuman Global Solutions?

As a global insurance provider, we can source Personal Accident Insurance plans globally and make sure they are customized to fit your employees' needs. We have the experience, knowledge, and relationships to obtain competitive rates utilizing our worldwide network of insurance carriers. Our plans provide peace of mind and allow you and your employees to enjoy their lives and know that they have a basic form of protection if an unforeseen event were to occur. 


While working construction in a developing country, a piece of heavy equipment malfunctioned, causing it to overturn, resulting in one of your employees’ fatality. Your personal accident policy will pay a lump sum benefit.