Hotspot Cover is a specialist travel insurance designed for individuals and groups traveling to high-risk and hostile territorial regions worldwide. It includes Covid 19, war and terrorism cover and for areas where the Foreign and Commonwealth Office (FCO) or local authority equivalent or the World Health Organisation (WHO) have "advised against travel" and which are excluded on most travel insurance policies.

Hotspot Cover provides a range of medical travel insurance and emergency assistance to those working in the widest variety of occupations- from business travelers, front line journalists and NGOs to engineers and charity workers; anyone traveling "to and from" almost anywhere in the world. Hotspot Coverage gives benefits arising from accidental injury and disability and includes passive war and terrorism cover. In addition, it provides for Emergency Medical & Evacuation Expenses to cover both accident and illness that include for Covid 19. Crisis Response, including Political and Natural Disaster Evacuation and Kidnap and Ransom cover, can also be added as optional coverage.