Safe Travels Voyager

The Safe Travels Voyager is designed for those who are looking for the highest benefit limits available to protect a trip. This plan covers trips up to $100,000 for trip cancellation and includes $250,000 per person of primary medical coverage. The plan covers pre-existing medical conditions when purchase of plan is within 21 days of initial deposit and before final payment, the full, non-refundable trip cost must be insured, and you are medically able to travel on the policy effective date. Trip delay includes minimum coverage of $3,000 for potential accommodations/lodging expenses.

This plan offers several Optional Coverages including:

Cancel for Any Reason (CFAR) that provides reimbursement for 75% of the prepaid, non-refundable, forfeited payments you paid for your trip if you cancel your trip for any reason not otherwise covered by this policy. Must be purchased with the initial policy and within 21 days of initial deposit and the full, nonrefundable trip cost is insured. To use the CFAR option, you must cancel your trip in its entirety, at least 2 days prior to your scheduled departure date.
Interruption for Any Reason (IFAR) that provides reimbursement for 50% of the insured trip cost up to $50,000
Additional $250,000 of accident and sickness medical coverage for trips 1-31 days in length
Trip delay maximum upgrades to $4,000 or $7,000 maximum per person
24 Hour accidental death and dismemberment.

See Benefits of Coverage for more detail

This plan is only available to U.S. Citizens and U.S. Residents

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Brochure

Certificates

Highlights

Trip Cancellation and Interruption
Pre-Existing medical condition waiver available
Optional Cancel for Any Reason (CFAR)
Optional Interruption for Any Reason (IFAR)
Primary Emergency Medical
Emergency Evacuation and Repatriation
Lost Baggage and Baggage Delay
Trip Delay
Optional Increased Trip Delay up to $7,000
10 Day Free Look Period

Eligibility

Valid for US Residents and US Citizens traveling within the U.S and/or internationally
For Age 14 days to 99 years of age
Coverage for a maximum of 180 days
Optional Cancel for Any Reason (CFAR) is not available for residents of: New York, New Hampshire, and Washington. CFAR must be purchased within 21 days of initial trip deposit date

Benefits of Coverage

Trip Protection

Trip Cancellation 100% of the Insured Trip Cost up to $100,000 Airline Reissue or Cancellation Fees $100 Reinstate Frequent Traveler Awards $200
Trip Interruption 150% of the Insured Trip Cost up to $150,000
Trip Delay $3,000 ($250 per day for delays of 6 hours or more)
Missed Connection $1,000 for delays of 3 hours or more
Rental Car Damage Coverage $35,000 (Not available to residents of NY or TX) Please Note: Does not cover third party liability.

Additional

Accidental Death & Dismemberment Principal Sum Common Carrier $50,000 24-Hour $25,000
Free Look This plan has a 10 Day Free Look period where you may cancel the insurance and receive a refund of premium provided no claim has been filed and you have not left on your trip. After the 10-day review period, the premium for this plan is non-refundable. Not available in NY/WA.

Medical

Medical Expenses $250,000 - Primary Coverage Dental Expenses Up to $750
Pre-Existing Medical Condition Exclusion Waiver Includes benefits for Pre-existing Conditions when purchased within 21 days of the Initial Trip Deposit Date. Please ensure to review the full coverage details, terms and conditions.

Emergency Evacuation

Emergency Medical Evacuation $1,000,000 Hospital Companion $1,000
Repatriation of Mortal Remains $1,000,000

Protection for Belongings

Baggage & Personal Effects $2,500 Per Article Limit $300 Combined Article Limit $500
Baggage Delay $600 (8 hours or more)

24/7 Non-Insurance

Non Insurance Assistance Services

Included

Optional Upgrades

Cancel for Any Reason (CFAR) If purchased, covers 75% of Non-Refundable Trip Cost (additional restrictions apply) Must be purchased within 21 days of the Initial Trip Deposit Date, and you must insure all non-refundable trip costs. Not available to residents of NY or WA.
Interruption for Any Reason (IFAR) If purchased, covers 50% of the Non-Refundable Trip Cost (additional restrictions apply) Not available to residents of NY or WA.
Trip Delay Max Upgrade Increases Trip Delay Max to $4,000 maximum/$300 per person day or $7,000 maximum/$500 per person day
Additional Accident and Sickness Medical Coverage Additional $250,000 for trips 1-31 days in length.
24-Hour AD&D Additional $25,000, $50,000, or $100,000 Principal Sum

Note: Benefits may vary by state, please refer to your State Specific Certificate of Insurance for full plan details.

Plan Definitions

Trip Cancellation & Interruption

Provides reimbursement of insured, non-refundable, pre-paid trip costs if a trip is cancelled or interrupted for a covered reason*.
Cancel for Any Reason - Optional

If You purchase this optional benefit, the following coverage is available to You. If You cancel Your Trip for any reason not otherwise covered by this Policy, the Company will reimburse You for the percentage of the pre-paid, forfeited, non-refundable Payments or Deposits You paid for Your Trip shown on the Schedule of Benefits provided: (a) Your premium is received within the Time Sensitive Period and prior to Final Payment; and (b) You insure all pre-paid Trip costs that are subject to cancellation penalties or restrictions, and also insure within twenty-one (21) days of the payment for those arrangements, the cost of any subsequent arrangements (or any other arrangements not made through Your travel agent) added prior to Your Trip; and (c) You cancel Your entire Trip two (2) days or more before Your Scheduled Departure Date.
Interruption for Any Reason - Optional

If You purchase this optional benefit, the following coverage is available to You. If You interrupt Your Trip, forty-eight (48) hours or more after Your actual departure date, for any reason not otherwise covered by this Policy, the Company will reimburse You for the percentage of the a) unused portion of the pre-paid, forfeited, non-refundable Payments or Deposits You paid for Your Trip; b) the airfare paid less the value of applied credit from an unused travel ticket to return home limited to the cost of one-way economy airfare or similar quality as originally issued ticket by scheduled carrier, from the point of destination to the point of origin shown on the original travel tickets shown on the Schedule of Benefits; provided: (a) Your premium is received within the Time Sensitive Period and prior to Final Payment; and (b) You insure all Trip costs that are subject to cancellation penalties or restrictions, and also insure within twenty one (21) days of the payment for those arrangements the cost of any subsequent arrangements (or any other arrangements not made through Your travel agent) added prior to Your Trip.
Trip Delay

Coverage if You are delayed, while coverage is in effect, en route to or from the Trip for six (6) or more hours due to a covered reason* Covered Trip Delay Expenses include: (a) Any pre-paid, unused, non-refundable land and water accommodations; (b) Any Reasonable Expenses incurred; (c) An Economy Fare from the point where You ended Your Trip to a destination where You can catch up to the Trip; (d) A one-way Economy Fare to return You to Your originally scheduled return destination trip is delayed for a covered reason*.
Baggage Coverage

Provides reimbursement for lost and stolen personal items, as well as costs incurred due to baggage delay.
Missed Connection

Coverage if you miss your Cruise or tour departure, scheduled during your trip, that results from the cancellation or a delay for between three (3) and six (6) hours of all regularly scheduled airline flights due a Documented weather condition preventing You from getting to the point of departure for your trip. Benefits are provided for additional transportation expenses to join your departed cruise or tour; Reasonable expenses up to the per day limit; pre-paid nonrefundable payments or deposits for the unused portion of your cruise. Coverage is secondary to any compensation provided by a Common Carrier. Coverage will not be provided to individuals who are able to meet their scheduled departures but cancel their cruise or tour due to inclement weather.
Emergency Medical Coverage

Provides reimbursement for emergency medical treatment if sickness or injury occurs while traveling.
Pre-existing Medical Condition Waiver

Exclusion is waived if coverage is purchased within 21 days of initial trip deposit date, before the final trip payment, and the full, non-refundable trip cost is insured, and you are medically able to travel on the policy effective date.
CANCELLATION FOR REFUND DURING FREE LOOK PERIOD

You may cancel this plan for refund by giving notice of cancellation to us, during the free look period. Most states have a 10 day free look period beginning the date the policy was purchased, but the State Certificate ultimately determines the timeframe of the free look period, if any.

* Refer to the Certificate of Insurance for a list of covered reasons.

Benefits listed describe all of the travel insurance benefits, underwritten by Nationwide Mutual Insurance Company, Columbus, Ohio. In WA, coverage is underwritten by Nationwide Life Insurance Company, Columbus, Ohio and Nationwide Mutual Insurance Company, Columbus, Ohio. There are certain restrictions, exclusions and limitations that apply to all services and coverages. Plan benefits, limits, and provisions may vary by state. To review full plan details online, visit www.trawickinternational.com. You will receive your State specific Plan Document which describes the benefits and limitations in detail including available 24-hour non-insurance emergency assistance services.