Safe Travels Explorer Plus

Plan Definitions

• Trip Cancellation & Interruption

  Provides reimbursement of insured, non-refundable, pre-paid trip costs if a trip is cancelled or interrupted for a covered reason*.

  * Refer to the Certificate of Insurance for a list of covered reasons.

• Trip Delay

  Coverage if You are delayed, while coverage is in effect, en route to or from the Trip for six (6) or more hours due to a covered reason* Covered Trip Delay Expenses include: (a) Any pre-paid, unused, non-refundable land and water accommodations; (b) Any Reasonable Expenses incurred; (c) An Economy Fare from the point where You ended Your Trip to a destination where You can catch up to the Trip; (d) A one-way Economy Fare to return You to Your originally scheduled return destination trip is delayed for a covered reason*.

• Baggage Coverage

  Provides reimbursement for lost and stolen personal items, as well as costs incurred due to baggage delay.

• Car Rental Damage Coverage - Optional

  Provides reimbursement for the cost of repairs, rental charges and/or actual cash value of the car rented by the insured while on the trip, and the car is damaged due to covered reasons* not within your control while in your possession.

• Emergency Medical Coverage

  Provides reimbursement for emergency medical treatment if sickness or injury occurs while traveling.

• Pre-existing Medical Condition Waiver

  Exclusion is waived if coverage is purchased within 7 days of initial trip deposit date, before the final trip payment, and the full, non-refundable trip cost is insured, and you are medically able to travel on the policy effective date.

• Cancellation for Refund During Free Look Period

  You may cancel this plan for refund by giving notice of cancellation to us, during the free look period. Most states have a 10 day free look period beginning the date the policy was purchased, but the State Certificate ultimately determines the timeframe of the free look period, if any.