Safe Travels Annual Basic

Plan Definitions

• Trip Cancellation & Interruption

  Provides reimbursement of insured, non-refundable, pre-paid trip costs if a trip is cancelled or interrupted for a covered reason*.

• Trip Delay

  Coverage if You are delayed, while coverage is in effect, en route to or from the Trip for six (6) or more hours due to a covered reason* Covered Trip Delay Expenses include: (a) Any pre-paid, unused, non-refundable land and water accommodations; (b) Any Reasonable Expenses incurred; (c) An Economy Fare from the point where You ended Your Trip to a destination where You can catch up to the Trip; (d) A one-way Economy Fare to return You to Your originally scheduled return destination trip is delayed for a covered reason*.

• Baggage Coverage

  Provides reimbursement for lost and stolen personal items, as well as costs incurred due to baggage delay.

• Baggage delay - Sports equipment rental

  Provides reimbursement for the cost of renting sports equipment if your checked sports equipment is lost, stolen, damaged or delayed by a common carrier.

• Emergency Medical

  Provides reimbursement for emergency medical treatment if sickness or injury occurs while traveling.

• Emergency Medical Evacuation

  Provides coverage for emergency medical evacuation, if necessary, to the nearest adequate medical facility, also includes repatriation.

• CANCELLATION FOR REFUND DURING FREE LOOK PERIOD

  You may cancel this plan for refund by giving notice of cancellation to us, during the free look period. Most states have a 10 day free look period beginning the date the policy was purchased, but the State Certificate ultimately determines the timeframe of the free look period, if any.